数字钱包

The most common type of 电子钱包 is an app on your phone that stores the data from your physical credit and debit cards, 驾照, 门票及更多. 您可以通过从卡上输入数据来添加数据, 与一个帐户同步, 或者在应用程序内给卡或票拍照, 所以你的手机会帮你读出来.

购买或兑换门票, 只要输入你的手机密码, 或使用ID, 然后你可以把手机对着销售点设备进行支付, 或者向代理出示你的电子机票扫描. 

A 电子钱包 may also refer to the system online where you have inputted your payment details once and, 从那时起, you don't need to enter it again because the retailer or e-pay provider has stored it for you. To make purchases, you need only enter your email and password for that provider, for example PayPal.

是的, your 电子钱包 is not intended to replace your physical wallet but to add to the experience and range of options at your disposal. It means you're not tied to your old wallet but you may still use it in places where they don't yet accept e-pay.

您可以选择注册尽可能多或尽可能少的电子支付提供商，因为你喜欢. 例如, you might already be signed up for Amazon or GrubHub for some of your online shopping, 然后使用PayPal进行其他购买. 有些商店可能仍然要求您单独输入付款详细信息.

当谈到手机上的数字钱包应用程序时, 如果你有iPhone的话, you will likely use Apple Pay and if you have a Samsung phone you will likely use Samsung Pay. Other than that, it's up to you to choose the brand that best fits your needs and taste.

如果你的手机备份到云服务, 你的应用程序会自动下载到你的新手机上. 你所需要做的就是在新设备上再次登录. 对于新卡，您需要输入或扫描您的新详细信息. 好消息是，只要做一次，你就搞定了.

只要你的手机, 移动PC。, 和其他设备都有密码或面部ID保护, 这样你的支付信息就安全了. 另一方面, a wallet may be stolen and somebody could use your credit card to make fraudulent purchases in the time before you have it canceled.

不管你有什么样的钱包, 你应该警惕骗局, 网络钓鱼, 和盗窃, and report any suspicious activity to your financial institution or the authorities.

Generally, transactions through electronic payment providers will be free of charge. But be sure to check the fine print before signing up with any app or online service.